Archive for the ‘Housing authority’ Category

Greener Houses Can Offset Greenhouse Gases

In a recent interview on British TV, Chancellor Gordon Brown called on households to do more to cut greenhouse gases, in effect, by making homes better insulated and more fuel-efficient. The climate change bill ambitiously seeks to cut emissions by 60% by the year 2050. Is this viable in today’s “me” society? Or over time will we slowly turn into a “them” society? Is this compatible with capitalism? And just how easy is it to turn an existing house into a green one? Guy Alexander Bell, editor of the online magazine “Never Paint Again” suggests some things we could to make our home, and our lifestyle within it, more green…

With more “green” legislation coming into building design and construction, more and more houses and commercial buildings are being built with “green” credentials. Things such as solar panels, better insulation, timber from sustainable sources, are just a few of the latest trends in building, but what about existing and older buildings? In this article we look at various steps that the average person can take in order to make their older house a bit more environmentally friendly for future generations.

How can a hundred year old house be green, or made to be green?

Putting aside the notion of actually painting it green (Doh!) and embracing the literal sense, what can be done for old houses? If we consider VERY old house, dating back to maybe 1600, it could be argued that these houses were far more green than modern ones, or even ones built over the past 100 years, but why is that?

When a house was built 400 years ago, it was built with whatever was around (in the literal sense) at the time. So if it was being built near a quarry, it would be made of local stone. If there were reed beds or hay etc nearby, it would have a thatched roof, making use of crops that would have otherwise been burnt or thrown away. If it was near the sea, many of the timbers would be recycled from old ships or boats, and in fact many buildings in established seaside locations in and around the British isles have some surprises in their lofts when you look! Many an old ships mast was made into a staircase, and timbers were used in the roof and for lintels above doors and windows. The global transport infrastructure did not exist then. Goods were sourced locally, or at least brought by sea, river or canal, from somewhere fairly nearby.

When undertaking home improvements on a more modern house, it difficult in todays world to keep your green credentials. For example, what about all the car journeys to go and fetch the new items from the DIY shop? What about the builders turning up in their old van? For a month. (plus in some cases, the amount of methane builders’ emit! Cups of tea are very important to a builder, but not too many, and make sure no egg sandwiches and baked beans are served!)

What about the fact that the items (paint, tools, whatever you buy), have probably clocked up loads of “carbon miles” by being shipped around the world, and sometimes from countries with very poor human right records?

That’s not very green is it?

So how can you make an old house green?
Well if the interior is concentrated on first, steps could be taken such as solar powered heating and power from rooftop or garden based wind power units. Setting them up can be expensive, but the cost is falling all the time. Make enough power, and if you have a surplus, you can sell it back to the national grid, although how long it would be before the government find a way to tax that is another matter, although inevitable, it could be argued!

If we all generated our own electric like this, the need to build new power stations would diminish. You need to take a long term view on this, and it is only the most ardent “pioneers” who are doing this at present. Also why not use solar powered lights in the garden?

Interior

You could also hang curtains made from hemp and buy some new green-friendly furniture. You could buy decent second hand curtains or even furniture from a charity shop (many sell nearly new ones at bargain prices), and from an ethical point of view, you’ve donated to a worthwhile cause. Re-use, don’t throw away, even if you can afford to buy new, do you really HAVE to?

Buy “A graded” energy efficient appliances such as dishwashers, fridges etc and these will save you money too. Take baths instead of showers. During the autumn months, install cheap and effective draught excluders to cut down on heat loss. Have double glazing fitted if you don’t have it already, although wooden double glazing is better as UPVC manufacture is perhaps not as environmentally friendly as it could be. Or if you’re rich, get a “little man” to do it (!) (The butler?)

Your plans could also include bizarre sounding ideas like chairs and sofas made from recycled bottles and cushions with recycled stuffing, deck chairs made of old milk cartons, and chairs made with removable, washable and replaceable covers. Do you really need to buy brand new furniture?

Also try and find a local workshop or skilled tradesman who could make the furniture locally, preferably from re-used wood. From experience this is harder to find depending on where you live.

If doing an extension or major refurbishment, you could also install wood floors made from reclaimed pallets; you could install long life low emission fluorescent bulbs, and install skylights roof windows or larger windows around the house to minimize daytime lighting needs. And throughout the house why not use non-toxic, water-based paints?

Very importantly, make sure your loft is well insulated. Many local councils in the UK run a “warm homes” scheme for people on low incomes. This was in fact a little known piece of government legislation that enabled this and is covered in full under the Warm Homes and Energy Conservation Act 2000. Take advantage of these. Most heat loss contrary to what “smarmy” double glazing salesmen tell you, is through the roof, not the windows!

Exterior

The exterior of the house also needs attention. Use water catchment systems like water “butts” to harvest water for watering plants etc. Make sure all your windows are in good condition and are clean to let in the most light. Make sure there are no areas where damp can get into the house. Damp can not only make your house feel colder, it can also very badly affect your health (buy to let landlords take note please).

Make sure the walls are in good condition and get them repainted regularly. One option would be to choose a professional specialist company to apply a long life exterior wallcoating. This specialist high performance paint is installed with either a spray or a roller, depending on the material used.

Not only can it cut down on spending money year after year repainting, it can also stop damp and make the inside of the house warmer due to not only cutting out wind chill, but also insulating properties too. Most of these coatings are far thicker than paint and they don’t need to be redone ever year, so that’s about 10 coats of paint at the same time, saving money and the environment in the long term, especially as many are made with natural dyes and resins in small to mid size manufacturing facilities instead of huge multinational factories belching out smoke and chemicals. The best site to find out more info about insulating exterior coatings for houses is the world renowned www.neverpaintagain.co.uk

The other benefit is that the work is done ONCE every 25 years instead of every year, thus less materials used in time, less van and lorry journeys, and less pollution. (and less money)

Do more research about how to make your house greener, get involved. There are plenty of great websites out there that can offer some valuable help and advise to start going green, and staying green, but its anyone’s guess as to whether the whole world will take note, but its worth a go.

Green lifestyle

There are other smaller things you can do to make your household use less energy and be more green. Consider a hybrid (electric) car. A combination of an electric motor and a normal one. Few cars have them (probably due to pressure from huge oil companies to buy more fuel), but one day these will probably be the norm. If the public transport system in the Uk wasn’t so awful, you could consider taking a bus or train (where they still exist), although if renovating a house, that’s going to be pretty hard, but tell that to the government!

Don’t leave your TV, stereo etc on standby. If you’re not using it, switch it off. Cup of tea? Don’t fill the kettle up for one cup, you’re throwing money away. Off on a plane? With cheap flights it’s tempting but think what you are doing to the planet. Why not holiday in the UK instead. (no, don’t laugh!)

Can we move to a society where we can all “carbon offset” anything we do that uses energy? Carbon offsetting is whereby if you chop down 10 trees to build a house made of wood, then you replant 10 trees (or even more) to “offset” what you’ve done. A very brave vision indeed, although if society will change for the better, only time will tell. With summer around the corner, traditionally the busiest time in the UK for home improvement, just stop and think for a minute about what you’re doing!

Unless you’re mega rich, do you REALLY need that outside spa? Do you REALLY need to buy brand new chain store furniture? And why put a finish outside that you have to repaint every 2 years or so? Whats the point? Evidence from various sources, and from my own analysis, suggest that the housing market in the UK maybe up for a sharp drop in 2008.

As being “green” and environmentally sound is becoming far more popular as people become aware of what they are doing to the planet, a “green” house, or at least a house that is energy efficient, coupled with one that is in good repair and visually appealing, will be easier to sell, and cheaper to maintain in the long term and will provide instant street cred, with the advantage of helping to save our planet.

So what’s stopping you becoming green now?

Flipping Houses: Can A Real Estate Investor To Make Money?

Most likely the last thing on a real estate investor’s mind these days is flipping a house. The housing market is soft and inventory homes are at a national high. MSNBC recently reported that if all homebuilding were to stop in the U.S., it would take more than 10 months for the nation’s inventory homes to sell out. Times are tough for sure, but that doesn’t mean there is not money to be made.

Flipping houses is a money-making strategy investors have been using for decades. It generally involves purchasing a home and reselling it for more then the purchase price. During the housing boom in past years, flipping was exceptionally easy. Investors could pick up a new or used home and flip it in a matter of weeks for a substantial profit. At that time, the market was sky rocketing. Houses were easy to sell and profits were even easier to make. Now that reality has set back in and the market is trying to straighten itself out, this type of flipping doesn’t hold as many as promises as it did in the past.

Investors, however, can still make a profit flipping houses. Now more then ever there is an opportunity to pick up homes for a bargain and make a return on them. Real estate that has a tax lien or is in foreclosure can be picked up way below cost. Homes can also be purchases at estate auctions and resold for a profit.

Along with purchasing a bargain home to flip, investors can also go the fix it up route. This technique requires the investor to purchase a home in need of repairs. The investor then hires someone to make the repairs or makes the repairs on his or her own. By fixing up the home, equity is added thus increasing the value of the property. In turn, the home can be sold for a profit. The main downfall to this method is it takes more time then if you were to purchase a home at discount and simply resell it at market price.

Now there is a nasty little rumor out there that “flipping” houses is illegal. Fact is that simply isn’t true. Although there is such thing as illegally flipping houses which in translation boils down to loan fraud, investors are well within their rights to purchase a home and resell it for a profit. Loan or mortgage fraud occurs when an investor purchases a home usually dilapidated and makes some superficial repairs. The home is then sold to naive buyers at an inflated price. These types of schemes rely on the collaboration of an investor, appraiser and mortgage broker.

In 2006, the Department of Housing and Urban Development addressed loan fraud by creating new regulations to detour flipping within the Federal Housing Authority. Now, the seller must own the property for more then 90 days in order for buyers with FHA backed loans to qualify for the purchase.

In short, house flipping isn’t the money maker it once was. The good news is, when done right, you can still make money doing it.

Old Colony Elderly Services Launches Supportive Housing Program in Brockton

The Supportive Housing program, which operates from a 10 story building housing 266 residents at 105 Bel Air Street, gives senior residents and those who are under 65 years old and disabled, more enhanced services that are meant to help them “age in place”.

There are four key components of the program which help seniors and those who are disabled remain at home longer as opposed to entering a nursing home: medication reminders; safety checks; escort to meals five times a week at a congregate meal site and 24/7 emergency response services.

A Supportive Housing specialist will have an office in the building and oversee the program five days a week from 8:30 a.m. to 4:30 p.m.  Additional care services such as housekeeping, personal care, lifeline and assistance with food stamp and Mass Health forms will be available to the residents.  OCES will also bring in social, recreational and education programs such as arthritis exercise programs and guest speakers.

All seniors and those who are under 65 and disabled living in the building will have access to the Supportive Housing program.

OCES has partnered with Medical Resources, the Brockton Housing Authority and BAMSI in bringing the Supportive Housing program to Bel Air.

An Open House was held on May 28th to kick off the program.  Diana L. DiGiorgi, Executive Director of OCES and Tom Thibeault, Chief Operating Officer of the Brockton Housing Authority outlined the Supportive Housing program for residents and attendees.

“The Supportive Housing program is a win-win.  We’ve had a good response from residents and they are comfortable with the program,” noted Barbara Brenton, Supportive Housing Program Specialist.

For more information about the Supportive Housing program, contact OCES at 508-584-1561.

About Old Colony Elderly Services

Incorporated in 1974, Old Colony Elderly Services (OCES) is one of 27 private, non-profit Aging Services Access Points (ASAPs) in the Commonwealth of Massachusetts.

The organization’s mission is to provide services that support the dignity and independence of elders by helping them maximize their quality of life; live safely and in good health; and, prevent unnecessary or premature institutionalization.

OCES serves the towns of Abington, Avon, Bridgewater, Brockton, Carver, Duxbury, East Bridgewater, Easton, Halifax, Hanover, Hanson, Kingston, Lakeville, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Rockland, Stoughton, Wareham, West Bridgewater and Whitman.  The agency has 110 employees and operates more than 12 programs serving elders, their families and caregivers.

© 2010 Corporate Housing Alliance